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Independent Living



Residents must:

  • Be 62 years of age or older

  • Qualify for low/moderate-income housing, with annual incomes less than $58,800 (according to NJCOAH guidelines)

  • Pay up to 40% of their adjusted gross income towards rent (income levels are defined by U.S. Government standards)

  • Pay a monthly service fee for food, housekeeping, maintenance, and limited nursing and social services

  • Be able to manage all of their activities of daily living, such as bathing, dressing, and grooming

  • Be ambulatory and continent.  Walkers, canes, and wheelchairs are acceptable

  • Be able to exit the household without assistance in under three minutes (according to fire safety and construction codes for shared living residences in NJ)

  • Be able to manage and administer all of their medications


Smoking is not permitted at any of the CHC properties.


Rent & Services

Independent residents pay monthly rent and service fees, which are based on a sliding scale according to income.  (Residents living in CHC's Supportive homes pay a higher amount than those living in the Independent homes, due to the provision of additional services).

Cooperative Housing provides independent housing for adults aged 62 and older, who are capable of managing all of their own needs.  Perfect health is not required, but residents must be cognitively alert, continent, and not in need of nursing care.


Residents in CHC's independent homes must be willing and able to prepare one evening meal a week for five adults. Grocery shopping is provided by a CHC staff member based on that week's chosen meals and recipes.  Since there are five residents per household and five weeknights, this arrangement works out well.  On weekends, residents prepare their own meals.

The best of both worlds...


Applicants to CHC must have annual incomes of $58,800 per year or less.  Residents pay up to 40% of their adjusted gross income towards rent.  Rent, for both independent and supportive living candidates, includes:

  • A private suite with bedroom and full bathroom, and use of all common areas

  • Utilities as well as laundry facilities

  • Maintenance inside and outside the home

  • Seasonal work such as landscaping and snow removal

  • Parking



In addition to rent, independent residents pay a monthly service fee for goods and services.  This fee is also based on a sliding scale according to the resident's income.  CHC provides the following goods and services for independent residents:

  • Food for three meals a day plus snacks

  • Cleaning supplies and a fully stocked kitchen (appliances, cookware, etc.)

  • Fully furnished and decorated house

  • Weekly housecleaning of common areas

  • Access to nursing and social services (limited basis)

  • Basic cable

  • Laundry facilities

Application Process

Ready to take the next step? Learn more and get an overview

of our six-step application process >

"I enjoy living here because I have my own room and the company of my housemates at the same time. I love having my own bathroom." -Don
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